1099 Tax Tracking

The 1099 Tax Tracker Built
for Independent Contractors

Quarterly taxes catch most freelancers off guard. SoloDesq tracks every payment and calculates what to set aside — so April is never a surprise.

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Quarterly taxes are confusing — and expensive if you get them wrong

As a 1099 independent contractor, you are responsible for paying your own taxes four times a year: April, June, September, and January. Miss a payment or underpay, and the IRS charges a penalty on top of what you owe.

Most freelancers guess — or ignore quarterly taxes entirely until the end of the year. That is when the bills arrive that nobody planned for.

  • ✓The average freelancer owes 25–30% of net income in self-employment and income tax
  • ✓Quarterly deadlines fall April 15, June 15, Sept 15, and Jan 15 (2027 for Q4)
  • ✓Underpayment penalties apply on any quarter where you paid too little — rate is set by the IRS each quarter (see IRS.gov for current rate)
Average tax burden
30%
Self-employment tax (15.3%) plus federal income tax means most 1099 freelancers owe roughly 30 cents of every dollar earned. SoloDesq calculates this set-aside target for you automatically.

General estimate — your actual rate depends on income level and filing status. Consult a tax professional.

Smart Set-Aside: your quarterly tax estimate, calculated for you

Every time a client pays an invoice through SoloDesq, the app calculates 30% of that payment and shows it as your estimated tax set-aside target (opt-in). No math. No spreadsheets. No forgetting.

When your quarterly deadline arrives, you already know exactly what to send the IRS. The set-aside is a calculated estimate displayed in-app — SoloDesq never holds or moves your money.

  • ✓Opt-in set-aside estimate calculated on every payment received
  • ✓Running quarterly tax estimate updated in real time
  • ✓Schedule C totals CSV export (ships today; 1099-NEC income summary export — Coming v1.0)
Tax estimate dashboard
Always ready
Your set-aside estimate updates the moment a payment lands. No manual tracking. No end-of-year scramble.

Everything a 1099 freelancer needs at tax time

SoloDesq combines tax tracking with invoicing and mileage — so all the records you need are in one place, year-round.

  • ✓Opt-in 30% set-aside estimate on every payment
  • ✓One-tap GPS mileage logging — IRS standard rate applied automatically
  • ✓Schedule C totals CSV export (ships today; 1099-NEC income summary export — Coming v1.0)
  • ✓Income and expense totals by IRS Schedule C line — ready for your accountant
  • ✓Receipt photo OCR with AI expense categorization (consent-based)
  • ✓iOS app — Android coming soon
Mileage deduction
72.5¢
IRS standard mileage rate for 2026. Log each business trip with one tap and SoloDesq calculates your deduction. A freelancer driving 2,500 business miles per year deducts $1,812 at the 2026 IRS rate of 72.5¢/mile — $453 in taxes saved at a 25% effective rate.

Stop guessing what you owe the IRS

Join freelancers who track their taxes with SoloDesq. Start with a 30-day free trial.